PROVIDENT BANK PRIVACY POLICY
What does Provident Bank do with your personal information?
WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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HOW? | All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public personal information; the reasons Provident Bank chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information | Does Provident Bank Share? | Can you limit this sharing? |
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus, or in connection with/to facilitate a proposed or actual sale, merger, transfer, or exchange of all or a portion of our assets or a business unit. |
Yes | No |
For our marketing purposes | Yes | No |
For joint marketing with other financial companies | Yes | Yes |
For our affiliates' everyday business purposes - information about your transactions and experiences |
Yes | No |
For our affiliates' everyday business purposes - information about your creditworthiness |
Yes | Yes |
For our affiliates to market to you | Yes | Yes |
For nonaffiliates to market to you | No | We don't share |
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To limit our sharing |
Call 800.448.7768 - our menu will prompt you through your choice(s) However, you can contact us at any time to limit our sharing. |
Questions? | Call 800.448.7768 |
Who we are
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Who is providing this notice? | Provident Bank and its wholly owned subsidiaries PFS Insurance Services, Inc., Beacon Trust Company, and Provident Protection Plus (formerly SB One Insurance Agency, Inc.). |
What we do
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How does Provident Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings. Access to your personal information is limited to those employees who need to know the information to provide products and services to you. |
How does Provident Bank collect my personal information? |
We collect your personal information, for example, when you:
We also collect personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account - unless you tell us otherwise. |
Definitions
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information
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This Privacy Policy Notice applies to products and services used primarily for personal, family or household purposes (non-business purposes). We reserve the right to change this Privacy Policy Notice and any of the practices described within this policy at any time. The examples provided in this Privacy Policy Notice are not intended to be all-inclusive. |