FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Municipal & Government Services
Serving municipalities and government entities takes a trusted partner who understands the communities you serve. Provident provides competitive solutions, and a comprehensive suite of banking products designed to meet the unique challenges public institutions face every day.
Account Highlights
Online Payment Services
- Provide constituents with a secure, convenient online payment portal for taxes, utility bills, permits, licenses, and other municipal fees.
Online Recreation Management
- Offer user-friendly tools that help communities manage recreation programs, including event registrations, senior trips, pool passes, sports leagues, and facility scheduling.
Merchant Credit Card Processing
- Make it easier for constituents to pay by accepting credit card payments for services, fees, and purchases, improving accessibility and convenience.
Remote Deposit Capture
- Deposit checks securely from your office using a compact scanner. Remote Deposit Capture offers next-day funds availability and extends the banking day to 5:00 p.m.
Business Credits & Debit Cards
- Simplify purchasing and reduce reliance on checks with business credit and debit cards that support detailed accounting, streamlined spending, and improved cash flow management.
Escrow Account Management
- Manage performance bonds and escrow funds with detailed accounting and interest-split functionality designed to support public-sector requirements.
Online Banking Services
Gain a comprehensive view of your banking relationship with secure, multi-level online access that supports:
- Online wire transfers with incoming and outgoing confirmations
- ACH processing for recurring constituent payments such as taxes, utilities, and memberships
- Online stop-payment processing
GUDPA Protection
- Provident is certified by the State of New Jersey as a GUDPA funds depository, protecting the deposits of municipalities and local government agencies under the Governmental Unit Deposit Protection Act.
Everyday Tools For Municipal Operations
ProvidentConnect for Business
Securely manage your accounts with ease through ProvidentConnect for Business Online Banking.
Mobile Banking for Business
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your business accounts.
Provident Business Debit Mastercard®
Designed to make everyday business spending simple, secure, and efficient giving you convenient access to your business funds for purchases and payments.
Treasury Management
Run your business more efficiently, more profitably, and with more cash flow management control.
Frequently Asked Questions
What are Municipal Accounts?
Municipal accounts are designed to meet the banking needs of government entities and public sector organizations. These accounts help manage public funds securely while supporting transparency, accountability, and regulatory compliance.
Go Back
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
