FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Provident Basic Checking
Make everyday banking easier with Provident Basic Checking. Designed to keep things simple and stress-free, this account helps you manage your money with confidence so you can stay focused on what matters most in your day-to-day life.
Account Highlights
Qualification Requirements:
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$50.00 minimum to open
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$0.50 fee per check after the sixth paid check
Everyday Features with Every Checking Account
Zelle®
Send and receive money with enrolled friends, family and others you trust.
Mobile Banking
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your accounts.
Provident Debit Mastercard®
Make everyday purchases, pay bills, and access cash with ease - wherever life takes you.
ProvidentConnect Online Banking
Securely manage your accounts with ease through ProvidentConnect Online Banking.
Frequently Asked Questions
What is a free checking account?
A free checking account is an account with no monthly fees and no minimum balance requirements, designed to meet your daily banking needs.
Fees may apply (e.g., paper statement fees, check fees, non-Provident ATM fees).
What is the minimum opening deposit for a Provident Basic Checking account?
You may open your account today with a minimum opening deposit of only $50.00.
Is there a monthly maintenance fee or minimum balance requirement?
There is no monthly maintenance fee or minimum balance requirement for this account.
How many free checks are included each month?
We allow six paid checks per month. After the sixth check, the fee is $0.50 per check.
Are there any ATM fees when using non-Provident machines?
No fee is assessed for transactions processed at a Provident-owned ATM using a Provident Debit Mastercard®. Withdrawal transactions processed at non-Provident owned ATMs may result in a fee charged by Provident and/or other ATM service provider(s).
Does the account include a debit card and online banking access?
A Provident Debit Mastercard® is available on all Provident Checking accounts.
Can I set up direct deposit or receive eStatements?
Direct deposit and eStatements are available on all Provident Checking and Savings accounts. We also offer combined statements. A $2.00 monthly fee will be charged if account holders choose to receive paper statements.
How can I open a Provident Basic Checking account – online or in-person?
You can open a Provident Basic Checking account online today, or in-person by visiting any Provident Bank branch.
The applicant’s primary address must be located within Provident Bank’s footprint which includes New York, New Jersey, and Pennsylvania. This footprint restriction does not apply to existing customers or joint account owners provided the primary account holder resides within the Provident Bank footprint. Minor, resident alien and non-resident alien applications should follow the standard branch account opening process.
Disclosures
[1] Fees may apply at non-Provident ATMs.
Go Back
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
