Provident Basic Checking Account

A free checking account is an account with no monthly fees and no minimum balance requirements, designed to meet your daily banking needs.

Fees may apply (e.g., paper statement fees, check fees, non-Provident ATM fees).

You may open your account today with a minimum opening deposit of only $50.00.

There is no monthly maintenance fee or minimum balance requirement for this account.

We allow six paid checks per month. After the sixth check, the fee is $0.50 per check.

No fee is assessed for transactions processed at a Provident-owned ATM using a Provident Debit Mastercard^®. Withdrawal transactions processed at non-Provident owned ATMs may result in a fee charged by Provident and/or other ATM service provider(s).

A Provident Debit Mastercard^® is available on all Provident Checking accounts.

Direct deposit and eStatements are available on all Provident Checking and Savings accounts. We also offer combined statements. A $2.00 monthly fee will be charged if account holders choose to receive paper statements.

You can open a Provident Basic Checking account online today, or in-person by visiting any Provident Bank branch.

The applicant’s primary address must be located within Provident Bank’s footprint which includes New York, New Jersey, and Pennsylvania. This footprint restriction does not apply to existing customers or joint account owners provided the primary account holder resides within the Provident Bank footprint. Minor, resident alien and non-resident alien applications should follow the standard branch account opening process.