IMPORTANT INFORMATION: On Sunday October 20, 2019 beginning at 1:30am ET, ProvidentConnect for Business, Business Bill Pay and Business Mobile services will be temporarily unavailable due to system maintenance. We anticipate these services being fully restored by 11:00am ET on Sunday October 20, 2019. We apologize for the inconvenience.
Your financial well-being is important to us and we're committed to providing you with the resources to manage your money.
Our financial wellness center is designed to provide visitors with an engaging learning experience around critical personal financial topics, such as building emergency savings, mortgage education and retirement planning.
A checking account is a great tool you can use to help you manage your money effectively and responsibly. Financial institutions offer different types of accounts to meet various financial needs. It’s important to compare and understand the features, fees and requirements before opening an account. Learn the basics about checking accounts, including:
Credit cards offer great convenience but also come with great responsibility. Before choosing a credit card, or using one to make a purchase, it’s important to know how they work. Learn more about the benefits and risks of owning and using a credit card, including:
Is your credit score helping or hurting you? Credit scores can have a huge impact on your financial wellness. Understand how to read your credit report and receive important tips to keep your score healthy, including:
Technology plays a large role in our lives, and our finances are no different. Mobile payments allow you to make convenient purchases and payments right from your mobile device. Take this Mobile Payments course to learn more about:
An important part of managing your money is not spending more than you have. Many times, we spend money without thinking about how it will affect our account balances, which can result in an overdraft fee. Overdrawing on your account can create unwanted fees that end up costing you even more money. Take our Overdraft course to learn about:
Purchases are a part of everyday life. While most purchases require a checking account or credit card, there is another form of payment that offers more flexibility – a prepaid card. Take this course to learn more about these reloadable cards:
A savings account is a great tool to help you manage your money and prepare for the future. Choosing a savings account may seem simple, but it’s important to understand how one works to ensure you’re saving effectively. Our Savings course will cover:
If you’re like most people, saving money is easier said than done. A 2016 Bankrate.com survey revealed that nearly two thirds of Americans don’t have enough money saved to cover emergency expenses like a car repair or Emergency Room visit. Life is unpredictable, so it is important to make sure you are financially prepared. Whether you already have emergency savings or are looking to start, learn useful tips regarding:
No matter how big or small, everyone has an estate, and it’s important to protect it. Estate planning can seem overwhelming, but it doesn’t have to be. Get the facts on the planning process, documents involved and resources available to assist you, including:
With all of life’s expenses, it is easy to put retirement planning on the back burner. In fact, a GoBankingRates survey revealed that 56% of Americans have less than $10,000 saved for retirement. Whether or not you are actively saving for retirement, it’s never too late to develop or refine your savings strategy. Take our Retirement Savings course to learn helpful tips, including:
Figuring out how to pay for higher education can seem intimidating. Sometimes scholarships and financial aid may not cover the total tuition cost. This is where a 529 plan can help you pay for higher education. Small amounts of money you set aside each month can make a big difference in the long run. Take our 529 Plans course to learn about:
Paying for college can feel like the toughest part of earning your degree, but it doesn’t have to be. Fortunately, there are many resources available to help you fund your higher education. Learn more about the various loan and financial aid options that you should explore when applying to college, including:
Are you considering buying a car, but unsure how to pay for it? According to the Federal Trade Commission, the average price of a new car is over $31,000. Auto loans are a popular way to distribute that cost over time, but it’s important to understand how interest and loan terms affect your monthly payments. Take our short Auto Loans course to learn the facts about:
Owning a home is a major financial decision that can feel exciting yet intimidating. It’s important to explore the benefits and costs associated with homeownership. Review these important tips to prepare yourself before you start the home-buying process, including:
There is a lot to understand when it comes to mortgages – the terms, forms and processes. With all these elements, having a mortgage can seem overwhelming. Get the information you need in order to prepare yourself for the mortgage application and home-buying process, including:
Whether you’re getting ready to buy your first home, a current homeowner looking to reduce payments, or maybe you’re behind on payments and need help — it’s good to know your options.
Find out how you can leverage mortgage modifications to prevent future financial strain and alleviate any you may already be experiencing. Take our short Mortgage Relief course to become an expert on:
Did you know that only about 1/3 of Americans maintain a household budget? Understanding how you’re spending money is the first step in reaching your financial goals.
Whether you’re an experienced budget keeper or are just getting started, use this module to learn how to:
Identity theft and consumer fraud can happen in an instant, so it’s important to protect yourself. Learn about simple tips and tools you can use to reduce your risk of identity theft and protect your financially sensitive information. Our short interactive course will equip you with important knowledge regarding:
Life is unpredictable. An insurance plan is a key element of any financial strategy to ensure that your assets are protected. There are various types of insurance plans, and it is important to understand the features and benefits of each type. Learn how to evaluate your plan with our short learning course that covers:
Taxes. They are an annual process that everyone has to complete, but very few truly understand them. Take our Taxes course to learn exactly what taxes are and the basics that will help you master the process, including:
Do you know where your income will come from after you retire? Social Security benefits can be a key source of money for retirees. Take our Social Security lesson to learn how you can prepare yourself for a comfortable future: