Earn
Interest
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Explore Checking Solutions
Choosing the right checking account starts with what matters most to you. Whether you’re focused on managing everyday finances with ease or building toward longer-term goals, the right account should support your life today while helping you move forward with confidence.
NJ Consumer and NY Basic Checking
NJ Consumer and NY Basic Checking
Provident Bank is proud to offer a checking account that meets or surpasses all New Jersey Consumer Checking and New York Basic Checking requirements.
Provident Basic Checking
Provident Basic Checking
Simplify your day-to-day banking when you open a Provident Basic Checking account.
Provident Cash Back Checking*
Provident Cash Back Checking*
Our Cash Back Checking is designed with you in mind. Enjoy a free account with and earn unlimited 0.50% cash back.*
Provident Smart Checking*
Provident Smart Checking*
Introducing Provident Smart Checking, our most rewarding account yet! Enjoy no monthly fee and earn 1.50% APY.*
Provident PlatinumSM Checking
Provident PlatinumSM Checking
Earn more every day with Provident Platinum Checking. The higher your balance, the higher your interest.
COMPARE OUR PERSONAL
CHECKING SOLUTIONS
| Checking Products | Earn Interest |
No Monthly Fees |
Get Cashback |
Free Debit Card |
Best Fit for |
|---|---|---|---|---|---|
| YES | YES |
 |
YES | Customers who want to earn interest and maximize everyday banking rewards. | |
|
|
YES | YES (On Debit Card Purchases) |
YES | Customers who prefer cash rewards over interest. | |
| YES | YES | |
|
Customers seeking a top-tier account with extra perks. | |
|
YES | |
YES | Customers looking for a straightforward, no-frills checking option. | |
|
YES | |
YES | Seniors who value simplicity and dependable service. |
Checking Products
YES
No
Monthly Fees
YES
Get
Cashback
Free
Debit Card
YES
Best Fit for
Customers who want to earn interest and maximize everyday banking rewards.
Checking Products
Earn
Interest
No
Monthly Fees
YES
Get
Cashback
YES
(On Debit Card Purchases)
Free
Debit Card
YES
Best Fit for
Customers who prefer cash rewards over interest.
Checking Products
Earn
Interest
YES
No
Monthly Fees
YES
Get
Cashback
Free
Debit Card
Best Fit for
Customers seeking a top-tier account with extra perks.
Checking Products
Earn
Interest
No
Monthly Fees
YES
Get
Cashback
Free
Debit Card
YES
Best Fit for
Customers looking for a straightforward, no-frills checking option.
Checking Products
Earn
Interest
No
Monthly Fees
YES
Get
Cashback
Free
Debit Card
YES
Best Fit for
Seniors who value simplicity and dependable service.
Everyday Features with Every Checking Account
Zelle®
Send and receive money with enrolled friends, family and others you trust.
Mobile Banking
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your accounts.
Provident Debit Mastercard®
Make everyday purchases, pay bills, and access cash with ease, wherever life takes you.
ProvidentConnect Online Banking
Securely manage your accounts with ease through ProvidentConnect Online Banking.
Frequently Asked Questions
What is Provident Bank's routing number?
The routing number for Provident Bank is 221272303.
How to find the routing number:
Provident Bank Mobile App
Login to your account and select the "More" tab located on the bottom-right menu of the app. The routing number will be visible at the bottom of your screen.
Online Banking
Login to your account and go to the "Account History" page. Click on "Account Details" to expand this section and view the routing number along with your account number.
On a check
Look for the 9-digit routing number at the bottom of your checks.
Website
Click the "Service Center" tab located on the righthand side of the webpage, visit the Contact Us page, or find the FAQs in the footer to view the routing number.
Go Back
Administrative Headquarters
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
