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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Checking with Interest

Manage your day-to-day business expenses while earning interest and 0.25% cash back1. Designed for companies that want flexibility, this account gives you the convenience of traditional business checking along with the added benefit of interest earnings, so your cash can keep working for you.

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Business Checking With Interest

Account Highlights

  • Earn interest
  • 0.25% (0.0025) cash back1
  • FREE 200 transactions (checks paid, deposits, deposited items, etc.)2

Overdraft Privilege Options:

  • Automatic transfer from a Provident Checking or Statement Savings Account with the same title
  • Business Line of Credit

Qualification Requirements:

  • $50.00 minimum to open
  • $2,500.00 minimum average monthly balance3
  • $10.00 monthly service fee
  • $50.00 minimum balance to earn interest

Everyday Features with Every Business Checking Account

ProvidentConnect for Business

Securely manage your accounts with ease through ProvidentConnect for Business Online Banking.

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Mobile Banking for Business

Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your business accounts.

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Provident Business Debit Mastercard®

Designed to make everyday business spending simple, secure, and efficient giving you convenient access to your business funds for purchases and payments.

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Treasury Management

Run your business more efficiently, more profitably, and with more cash flow management control.

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Frequently Asked Questions

Disclosures

[1] Cash Back rewards credited to your account will equal the total amount of eligible signature-based point-of-sale transactions posted to and cleared through your Provident Business Checking with Interest account each statement period multiplied by a factor of 0.25% (.0025). This Cash Back rewards factor is variable and may change at our discretion. To be eligible, qualifying point-of-sale signature-based transactions must be posted to and cleared through your Provident Business Checking with Interest account as of the last business day of the statement period. Cash Back rewards will be redeemed, deposited and available on the first business day of the following statement period.

[2] Business Checking with Interest account includes 200 free transactions per statement period, with 12 statement periods per year. Free transactions include checks paid, deposited items, debits and credits. Fees will apply if the transaction limit is exceeded.

[3] A $2,500 minimum average daily balance is required. If minimum average daily balance is not met in a statement period, a $10 minimum balance penalty fee will be assessed.