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Open a tiered interest-earning checking account to maximize your rewards.


  • Higher yields for higher balances
  • FREE Provident Debit Mastercard® 
  • FREE ProvidentConnect Online Banking with Bill Payment
  • FREE direct deposit
  • FREE basic checks
  • Unlimited check writing
  • No ATM fees (fees will be refunded at end of cycle)
  • Bonus 0.15% APY on Certificates of Deposit
  • Access to bank locations in New Jersey, New York & Pennsylvania

not Qualification Requirements

  • Maintain a combined $10,000 daily account balance in conjunction with eligible linked deposit accounts, mortgage loans, or select consumer loans and credit lines to avoid fees.1
  • Keep a minimum account balance of $50 to receive interest payments.

1Eligible accounts may include any Provident checking, savings, Individual Retirement Accounts, certificates of deposit, consumer mortgage loan and home equity, personal, or overdraft loan/line of credit accounts. For each statement period that the combined principal balances of the Provident Platinum CheckingSM account and all related deposit and loan/line of credit accounts falls below $10,000, a balance penalty fee of $25 will be charged to the Provident Platinum Checking. Call for rates and tiers.


checking Cash Back Interest Debit Card Fee Refunds Monthly Fees
Provident Smart Checking   tic tic tic NO
Provident Cash Back Checking tic   tic tic NO
Provident Platinum Checking     tic tic NO
Provident Basic Checking     tic   NO
Provident Senior Checking     tic   NO

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