All Provident branches are closed today, February 20, 2017 in observance of President's Day. Online access to your account(s) will not be affected.

Provident Platinum CheckingSM

The tiered interest-earning checking account to maximize your rewards.


  • Higher yields for higher balances
  • FREE Provident Debit MasterCard® (Daily cash withdrawal limit: $500. Daily purchase limit: $1,500)
  • FREE ProvidentConnect Online Banking with Bill Payment
  • FREE direct deposit
  • FREE basic checks
  • Unlimited check writing
  • No ATM fees (fees will be refunded at end of cycle)
  • Bonus .25% discount on select consumer loans
  • Access to 80+ bank locations in New Jersey & Pennsylvania

 Qualification Requirements

  • Maintain a combined $10,000 daily account balance in conjunction with eligible linked deposit accounts, mortgage loans, or select consumer loans and credit lines to avoid fees.1
  • Keep a minimum account balance of $50 to receive interest payments. 

1Eligible accounts may include any Provident checking, savings, Individual Retirement Accounts, certificates of deposit, consumer mortgage loan and home equity, personal, or overdraft loan/line of credit accounts. For each statement period that the combined principal balances of the Provident Platinum CheckingSM account and all related deposit and loan/line of credit accounts falls below $10,000, a balance penalty fee of $25 will be charged to the Provident Platinum Checking. Call for rates and tiers.

Compare Our Other Personal Checking Solutions

  Cash Back Debit Card Fee Refunds Monthly Fees
Smart Checking     NO
Cash Back Checking    NO
Platinum Checking     NO
Basic Checking      NO
Consumer Checking      YES