FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Provident Platinum CheckingSM
Get more from your balance with Provident Platinum Checking. The higher your balance, the higher your interest, helping you maximize your earnings with ease while also giving you access to exclusive certificate of deposit bonuses for even greater returns.
Account Highlights
Qualification Requirements:
- Maintain a combined $10,000 daily account balance in conjunction with eligible linked deposit accounts, mortgage loans, or select consumer loans and credit lines to avoid fees1
- $50.00 minimum balance to receive interest payments
View our current rates here.
Everyday Features with Every Checking Account
Zelle®
Send and receive money with enrolled friends, family and others you trust.
Mobile Banking
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your accounts.
Provident Debit Mastercard®
Make everyday purchases, pay bills, and access cash with ease - wherever life takes you.
ProvidentConnect Online Banking
Securely manage your accounts with ease through ProvidentConnect Online Banking.
Frequently Asked Questions
What is a high interest checking account?
Provident’s high‑interest checking account lets you earn interest on your checking balance while keeping everyday access to your money. This account offers tiered interest rates that increase as your balance grows, helping you maximize your earnings along with added relationship benefits designed to reward higher balances.
Disclosures
[1] Eligible accounts may include any Provident checking, savings, Individual Retirement Accounts, certificates of deposit, consumer mortgage loan and home equity, personal, or overdraft loan/line of credit accounts. For each statement period that the combined principal balances of the Provident Platinum CheckingSM account and all related deposit and loan/line of credit accounts falls below $10,000.00, a balance penalty fee of $25.00 will be charged to the Provident Platinum Checking. Call for rates and tiers.
Go Back
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
