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Service Center

Overdraft Protection

At Provident Bank we encourage you to manage your business finances in a responsible manner. We know that inadvertent overdrafts caused by arithmetic mistakes or temporary cash flow deficits can happen.

That’s why we extend Overdraft PrivilegeSM to our valued BusinessAdvantage, and Business Checking with Interest accountholders. Overdraft Privilege (ODP) provides for the discretionary payment by Provident Bank of overdrafts on your eligible business checking account. The amount of overdraft coverage available through our ODP service is based on your specific account activity and is subject to change periodically. Upon the payment of a check or honoring of an electronic fund transfer request, or a point-of-sale/debit card purchase where the actual funds on deposit are less than each check, transfer, withdrawal or transaction amount, the Bank will charge its standard overdraft fee (please refer to Provident Bank’s Business Accounts and Service Fees brochure for the exact overdraft fee amount).

For information on how to opt-in to Overdraft Protection, please visit your local branch or call our Customer Care Center at 800.448.7768, Monday - Friday, 8 a.m. - 7 p.m. and Saturday, 9 a.m. - 2 p.m.

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