FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
NJ Consumer and NY Basic Checking
Looking for a checking account that’s built to meet your needs, and exceeds local standards? Provident Bank is proud to offer Cash Back Checking, an account that meets or surpasses all New Jersey Consumer Checking and New York Basic Checking requirements.
Account Highlights
NJ Consumer Checking
- $50.00 deposit to open the account
- $1.00 minimum to maintain the account
- $3.00 maximum monthly service fee
- Eight (8) free withdrawals per month by check
- Free unlimited deposits and in-person withdrawals
NY Basic Checking
- $25.00 deposit to open the account
- $0.01 minimum to maintain the account
- $3.00 maximum monthly service fee
- Eight (8) free withdrawals per month by check
- Free unlimited deposits and in-person withdrawals
Everyday Features with Every Checking Account
Zelle®
Send and receive money with enrolled friends, family and others you trust.
Mobile Banking
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your accounts.
Provident Debit Mastercard®
Make everyday purchases, pay bills, and access cash with ease - wherever life takes you.
ProvidentConnect Online Banking
Securely manage your accounts with ease through ProvidentConnect Online Banking.
Frequently Asked Questions
What is NJ Consumer and NY Basic Checking?
NJ Consumer and NY Basic Checking are state‑required checking options designed to ensure access to basic, low‑cost banking for New Jersey and New York residents.
Provident offers accounts, including Cash Back Checking that meet or go beyond these requirements with added benefits.
Go Back
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
