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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Small Business Checking Account

Give your small business the support it deserves. Provident’s Small Business Checking account offers 0.25% cash back1 and the essential tools you need to manage cash flow, handle everyday transactions, and keep more money in your business, so you can stay focused on growth instead of fees.

Small Biz Checking

Account Highlights

  • 0.25% (.0025) cash back on the total amount of eligible signature-based, point-of-sale Provident Debit Mastercard® transactions1
  • FREE 1,000 transactions per month2
  • No minimum balance requirements
  • No monthly service charges

 

Qualification Requirements:

  • $50.00 minimum balance to open

Everyday Features with Small Business Checking 

ProvidentConnect for Business

Securely manage your accounts with ease through ProvidentConnect for Business Online Banking.

Mobile Banking for Business

Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your business accounts.

Provident Business Debit Mastercard®

Designed to make everyday business spending simple, secure, and efficient giving you convenient access to your business funds for purchases and payments.

Treasury Management

Run your business more efficiently, more profitably, and with more cash flow management control.

Frequently Asked Questions

Disclosures

[1] Cash Back rewards credited to your account will equal the total amount of eligible signature-based point-of-sale transactions posted to and cleared through your Provident Small Business Checking account each statement period multiplied by a factor of 0.25% (.0025). This Cash Back rewards factor is variable and may change at our discretion. To be eligible, qualifying point-of-sale signature-based transactions must be posted to and cleared through your Provident Small Business Checking account as of the last business day of the statement period. Cash Back rewards will be redeemed, deposited and available on the first business day of the following statement period.

[2] Small Business Checking account includes 1,000 free transactions per statement period, with 12 statement periods per year. Free transactions include checks paid, deposited items, debits and credits. Fees will apply if the 1,000 transaction limit is exceeded. Transactions over 1,000 items per month are $0.35 each.

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