WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
HOW? All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public personal information; the reasons Provident Bank chooses to share; and whether you can limit this sharing.
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes
For joint marketing with other financial companies
For our affiliates' everyday business purposes - information about your transactions and experiences
For our affiliates' everyday business purposes - information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
To limit our sharing:
Call 800.448.7768 - our menu will prompt you through your choice(s)
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who is providing this notice? Provident Bank and its wholly owned subsidiaries PFS Insurance Services, Inc., Beacon Trust Company, and SB One Insurance Agency, Inc.
How does Provident Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access to your personal information is limited to those employees who need to know the information to provide products and services to you.
How does Provident Bank collect my personal information? We collect your personal information, for example, when you:
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies such as PFS Insurance Services, Inc., Beacon Trust Company, and SB One Insurance Agency, Inc.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Provident Bank does not share with nonaffiliates so they can market you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include: LevLane Advertising, Inc., Affinion Group, BV Card Assets, LLC, Generations Gold, Inc., Deluxe Corp., FirstData Corp
The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.