FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Home Loan Programs
Ready to begin your homeownership journey? We're here to help you find the right fit for your needs. Explore our home loan programs, thoughtfully designed to support your unique goals, and discover which option is right for you.
Affordable Housing Programs
Whether you're a first-time buyer or looking for your next place to call home, our affordable housing programs are designed with you in mind.
Community AdvantageSM Loan Program
Looking to buy or refinance a home in Essex, Morris, Somerset, Sussex, or Union County?
Welcome Home Loan*
If you're looking for a little extra support along the way, our Welcome Home Loan* could be the perfect fit.
Tools & Resources
Contact a
Mortgage Rep
Contact one of our experienced mortgage reps in your area.
Mortgage
Calculators
Use our calculators to handle the small details so you can make the big decisions.
Home Loan
FAQs
Get answers to common home loans questions.
Financial Wellness
Center
Need some help with your homebuying journey? We have several educational resources where you can strengthen your knowledge about home loans.
Frequently Asked Questions
What home loans programs does Provident Bank offer?
Provident Bank offers fixed-rate and adjustable-rate mortgage loans, including Affordable Housing Loan Programs, Jumbo mortgage loans, Reverse Mortgages, government loan programs including FHA, VA and USDA and some Housing Finance Agency programs.
What is the Welcome Home Loan?
The Welcome Home Loan program is offered by Provident Bank for low- and moderate-income borrowers buying a home in the Bank 22 county assessment area in New Jersey, New York and Pennsylvania. The loan program has below-market interest rates and other favorable terms. If you are interested, contact a mortgage loan officer for geographic limitations of the assessment area.
What is the Community AdvantageSM Loan Program?
The Community Advantage Loan program is offered by Provident Bank for low- and moderate-income borrowers buying a home in specific geographic areas within the Newark Lending area. The loan program has below-market interest rates and other favorable terms. If you are interested, contact a mortgage loan officer for geographic limitations of the assessment area.
How can I apply for a home loan with Provident Bank?
You can apply online, reach out to your local branch and ask them for the name of a loan officer, or contact a mortgage loan officer in your area.
Go Back
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
