FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Provident Home Loans Programs
Welcome to the adventure of homeownership! Learn more about the home loan programs we offer, and which one may be right for you.
Affordable Housing Programs
It’s important to find the perfect house, and the perfect mortgage. Explore the different affordable home loan options we offer.
Learn More About the Affordable Housing Programs
Community AdvantageSM Loan Program
Our Community AdvantageSM Loan Program is designed for homebuyers purchasing or refinancing their primary residence in the designated Program Area within Essex, Morris, Somerset, Sussex and Union Counties.
Learn More About the Community AdvantageSM Loan Program
Welcome Home Loan
Searching for a home and could use some financial assistance? Our Welcome Home Loan may be right for you! It’s designed to help low to moderate income homebuyers achieve their dream of homeownership.
Learn More About Welcome Home Loans
Contact a Mortgage Rep
Contact one of our experienced mortgage reps in your area.
Calculators
Use our calculators to handle the small details so you can make the big decisions.
Frequently Asked Questions
What home loans programs does Provident Bank offer?
Provident Bank offers fixed-rate and adjustable-rate mortgage loans, including Affordable Housing Loan Programs, Jumbo mortgage loans, Reverse Mortgages, government loan programs including FHA, VA and USDA and some Housing Finance Agency programs.
What is the Welcome Home Loan?
The Welcome Home Loan program is offered by Provident Bank for low- and moderate-income borrowers buying a home in the Bank 22 county assessment area in New Jersey, New York and Pennsylvania. The loan program has below-market interest rates and other favorable terms. If you are interested, contact a mortgage loan officer for geographic limitations of the assessment area.
What is the Community AdvantageSM Loan Program?
The Community Advantage Loan program is offered by Provident Bank for low- and moderate-income borrowers buying a home in specific geographic areas within the Newark Lending area. The loan program has below-market interest rates and other favorable terms. If you are interested, contact a mortgage loan officer for geographic limitations of the assessment area.
How can I apply for a home loan with Provident Bank?
You can apply online, reach out to your local branch and ask them for the name of a loan officer, or contact a mortgage loan officer in your area.
Go Back
Administrative Headquarters
111 Wood Avenue South
Suite 200
Iselin, NJ 08830Mailing Address
P.O. Box 1001
Iselin, NJ 08830-1001
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