FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Account Highlights
- Tiered interest rates – higher balances may earn a higher interest rate1
- FREE Provident Debit Mastercard® with a linked checking account2
- FREE paper Statements
- No ATM fees3
Qualification Requirements:
To earn 0.50% cash back and domestic ATM fee/surcharge refunds, per statement period you must:
- $1,000.00 minimum to open
- $50.00 minimum balance to earn interest
- $1,000.00 minimum balance to avoid monthly service fee4
- $10.00 service fee if requirements not met
- Limited to 6 transaction per cycle, including three (3) paid checks5
View our current rates here.
Everyday Features with Every Checking Account
Zelle®
Send and receive money with enrolled friends, family and others you trust.
Mobile Banking
Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your accounts.
Provident Debit Mastercard®
Make everyday purchases, pay bills, and access cash with ease - wherever life takes you.
ProvidentConnect Online Banking
Securely manage your accounts with ease through ProvidentConnect Online Banking.
Frequently Asked Questions
What is a MoneyMarket account?
Provident Bank's Money Market Account is designed with you in mind offering flexibility, security, and value from a trusted financial partner. With tiered interest rates that reward higher balances, this account helps your savings grow alongside your goals, all while keeping your money safe and accessible.
Disclosures
[1] Interest compounded daily and credited monthly at statement cycle end.
[2] Money Market account cannot be the primary checking account on a debit card.
[3] Fees may apply at non-Provident ATMs.
[4] In any monthly cycle period in which the requirement is not met, the service fee is $10.00.
[5] You may write up to three checks per monthly statement cycle at no charge. After the third check, the fee is $10.00 per check.

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