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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Fdic Logo Header

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Commercial Loans & Lending Services

Whenever you need additional capital, we can help you with a selection of short- or long-term commercial loan options that meet your needs. Our skilled, experienced bankers are committed to helping you finance your business with commercial loans that allow your business to thrive, including lines of credit, acquisition financing and term loans.

Commercial Loan

Fuel Your Growth

Who We Serve

Whether you're scaling nationally, building new facilities or optimizing liquidity, we'll bring clarity and confidence to your next move. We support businesses with sophisticated needs and revenues typically above $10 million, across industries such as:

  • Owner-occupied Real Estate & Development
  • Manufacturing & Distribution
  • Professional Services
  • Transportation & Logistics
  • Institutional, Nonprofit & Governmental Entities

What We Offer

All solutions are tailored to your operating model, growth plans, and risk profile.

Commercial Banking Services

  • Credit & Lending Term Loans
  • Lines of Credit

Treasury & Liquidity Management 

  • Payables & Receivables automation
  • Fraud protection tools
  • Remote deposit capture

Advisory & Relationship Management

  • Dedicated relationship managers
  • Specialty Lending managers

Why Choose Us

  • Relationship Driven Approach: Our team gets to know your business inside and out, and stays with you as your needs evolve.
  • Local Market Expertise: With in-market decision-making, we offer faster approvals and more flexible options.
  • Integrated Capabilities: Our platform connects lending, treasury, and advisory services in one seamless relationship.
  • Scalable Support: From local expansions to multi-market growth, we deliver the tools and insights to grow confidently.

Everyday Tools for Your Business

ProvidentConnect for Business

Securely manage your accounts with ease through ProvidentConnect for Business Online Banking.

Mobile Banking for Business

Bank anywhere, anytime with our mobile app. Enjoy secure, convenient access to your business accounts.

Provident Business Debit Mastercard®

Designed to make everyday business spending simple, secure, and efficient giving you convenient access to your business funds for purchases and payments.

Treasury Management

Run your business more efficiently, more profitably, and with more cash flow management control.

Frequently Asked Questions