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IMPORTANT INFORMATION: On Sunday October 20, 2019 beginning at 1:30am ET, ProvidentConnect for Business, Business Bill Pay and Business Mobile services will be temporarily unavailable due to system maintenance. We anticipate these services being fully restored by 11:00am ET on Sunday October 20, 2019. We apologize for the inconvenience.


Provident Basic Checking

Open a free Basic Checking Account with no minimum balance to simplify your life. 


  • First six (6) paid checks FREE each month
  • FREE direct deposit
  • FREE Provident Debit Mastercard®
  • FREE ProvidentConnect Online Banking with Bill Payment
  • FREE eStatements1
  • FREE Mobile Banking with Check Deposit
  • Unlimited ATM transactions
  • No minimum balance requirements
  • Funding from a linked account to help avoid overdraft fees
  • Access to 80+ bank locations in New Jersey & Pennsylvania

not Qualification Requirements

  • Minimum to open: $50.00
  • Check fee: $0.50 per check after the sixth paid check

1$2.00 monthly fee charged if account holders choose to receive paper statement.

Compare Our Other Personal Checking Solutions

checking  Cash Back Debit Card Fee Refunds Monthly Fees
Smart Checking   tic1 tic2 NO
Cash Back Checking tic3 tic4 tic5 NO
Platinum Checking   tic6 tic7 NO
Basic Checking   tic8   NO
Consumer Checking   tic9   YES