On Sunday, July 24, 2016, at 12:45AM ET ProvidentConnect Online Banking, Mobile Banking, Bill Payment, and Telephone Banking services will be unavailable for system maintenance. We anticipate these services being restored by 7:00AM ET on Sunday, July 24, 2016. We apologize for the inconvenience.

NJ Consumer Checking

The simple checking account for New Jersey and Pennsylvania first timers.


  • First eight (8) checks FREE each month
  • FREE direct deposit
  • FREE Provident Debit MasterCard®
  • FREE eStatements
  • No minimum balance requirements
  • Funding from a linked account to help avoid overdraft fees
  • Access to 80+ bank locations in New Jersey & Pennsylvania

 Qualification Requirements

  • Minimum to open: $50.00
  • Check fee: $0.50 per check after the eighth paid check
  • Monthly service charge: $3.00

Compare Our Other Personal Checking Solutions

  Cash Back Debit Card Fee Refunds Monthly Fees
Smart Checking     NO
Cash Back Checking    NO
Platinum Checking     NO
Basic Checking      NO
Consumer Checking      YES