Provident Cash Back Checking1

Open online and get $50!2


  • Cash back on the total amount of eligible signature-based point-of-sale (POS) transactions, credited monthly when qualification requirements are met3
  • No limits on the amount of cash back3
  • FREE ProvidentConnect Online Banking with FREE Online Bill Payment
  • FREE instant-issue Provident Debit MasterCard®
  • FREE eStatement
  • FREE Mobile Banking with Mobile Check Deposit4
  • ATM fee refunds nationwide when qualification requirements are met
  • No monthly minimum balance requirements5
  • No monthly service fees
  • Access to 80+ bank locations in New Jersey & Pennsylvania

 Qualification Requirements

To earn .25% cash back and domestic ATM fee/surcharge refunds, per statement period you must:

  • Conduct ten (10) signature-based point-of-sale transactions with your Provident Debit MasterCard
  • Have one (1) direct deposit or one (1) automatic ACH debit
  • Establish and maintain a FREE ProvidentConnect Online Banking relationship
  • Elect to receive your periodic account statement electronically via ProvidentConnect Online Banking

Don’t worry: even if you don’t meet the qualification requirements, you’ll still enjoy the benefits of a FREE3 checking account. You will be eligible for cash back and ATM fee/surcharge refunds the very next statement period!

1Provident Ca$h Back CheckingSM. 2Account must be opened online. Promotion ends 1/31/17. Minimum opening deposit of $50 required. Current Cash Back Checking account holders are not eligible for this offer. New customers and current customers that do not hold a Cash Back Checking account are eligible to receive the $50 Cash Bonus. Limit one (1) $50 Cash Bonus per household. The $50 Cash Bonus will be deposited to the new checking account within sixty (60) days of opening provided the account is in good standing. The bonus is considered interest and will be reported to the IRS with form 1099-INT. Applicable taxes are the responsibility of the account holder. Offer subject to change without notice. Not to be combined with any other offer. Accounts closed within six (6) months of opening are subject to a $50 Cash Bonus surcharge. Refer to Provident Bank's Personal Accounts and Service Fees brochure for additional terms and conditions. Restrictions apply; ask for details. 3Cash Back rewards credited to your account will equal the total amount of eligible signature-based point-of-sale purchase transactions posted to and cleared through your Provident Ca$h Back Checking account each statement period multiplied by a factor of 0.25% (.0025). This Cash Back rewards factor is variable and may change at our discretion. To be eligible, qualifying point-of-sale signature-based transactions must be posted to and cleared through your Provident Ca$h Back Checking account as of the last business day of the statement period. Cash Back rewards will be redeemed, deposited and available on the first business day of the following statement period. Cash back will be paid provided that the Provident Ca$h Back Checking qualification requirements are met in the corresponding statement period. If you do not meet the qualification requirements for a statement period, your account will still function as a free checking account; however, it will not receive cash back or ATM fee refunds for that statement period. 4Message and data rates may apply. Please consult your mobile carrier for details. 5No minimum account balance required, however, you must deposit a minimum of $50 to open this account. Available to consumer/personal account holders only.

Compare Our Other Personal Checking Solutions

  Cash Back Debit Card Fee Refunds Monthly Fees
Smart Checking     NO
Cash Back Checking    NO
Platinum Checking     NO
Basic Checking      NO
Consumer Checking      YES