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Mortgage Rates

Loan Program information shown below is based on a $100,000 loan for the purchase or refinance of an owner-occupied, single family residence and an 80% loan to value, where the borrower(s) credit score is at least 640 and located in New Jersey or Pennsylvania. All rates are subject to pricing adjustments for credit score, loan to value, loan amount, occupancy, property type, how title is held and additional factors based on the loan program.

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Program Name Rate APR Description
30 Yr BiWeekly (Conforming) 3.250% 3.43% The conforming loan limit is $650,000. The biweekly loan is a fixed rate loan with payments made every two weeks. Provident Bank offers biweekly mortgage loans for 1-4 family home purchases and refinances. We provide low down payment options. Loans on investment properties, condos and second homes are also available. Plus you can lock your interest rate at application, but if the rate 14 calendar days prior to closing is lower, we will automatically "float down" your rate to the lower rate for closing.
20 Yr BiWeekly (Conforming) 2.875% 3.11% The conforming loan limit is $650,000. The biweekly loan is a fixed rate loan with payments made every two weeks. Provident Bank offers biweekly mortgage loans for 1-4 family home purchases and refinances. We provide low down payment options. Loan on investment properties, condos and second homes are also available. Plus you can lock your interest rate at application, but if the rate 14 calendar days prior to closing is lower, we will automatically "float down" your rate to the lower rate for closing.
15 Yr BiWeekly (Conforming) 2.625% 2.93% The conforming loan limit is $650,000. The biweekly loan is a fixed rate loan with payments made every two weeks. Provident Bank offers biweekly mortgage loans for 1-4 family home purchases and refinances. We provide low down payment options. Loan on investment properties, condos and second homes are also available. Plus you can lock your interest rate at application, but if the rate 14 calendar days prior to closing is lower, we will automatically "float down" your rate to the lower rate for closing.

 

Additional loan programs are available. Rates are subject to change without notice. Rates last updated on 5/29/2020.

 

If you have any questions about these rates or the programs offered please reach out to your local branch or the contact center at 800.448.7768. 

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