REFINANCING WITH YOUR GOALS IN MIND

Whether you want to lower your monthly payment, shorten your loan term, or take cash out, we have a variety of terms and competitive rates to fit your needs. Connect with a Provident Bank Mortgage Representative who can walk you through the different options available to refinance your existing property.

 

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Choose the term that suits your financial needs.

 

15-Year Fixed Rate

6.375%Rate

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6.476%APR*

    30-Year Fixed Rate

    6.875%Rate

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    6.938%APR*

Our team of dedicated mortgage representatives will handle your request with the care it deserves from application to closing. We're here for you every step of the way.

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Questions? We have answers! Schedule a consultation, and let our experts be your guide.

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*Annual Percentage Rate (APR) Effective Date February 7, 2025. 15 and 30 year fixed rates are based on: $300,000 loan amount, a minimum credit score of 740, 75% LTV, primary residence, single family detached in New York, first lien mortgage without subordinate financing, and with escrows for taxes. Rates may be higher for refinancing of subordinate liens and/or cash-out transactions. Loans over 80% LTV require Private Mortgage Insurance (PMI). Rate Lock periods are 50 days for purchases and 50 days for refinances. 15 year fixed mortgage monthly payment example is 180 equal and consecutive monthly payments of $2,592.75. 30 year fixed mortgage monthly payment example is 360 equal and consecutive monthly payments of $1,970.79. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation may be greater. Rates are subject to change.

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