Pro 2C Trademark

 

 

 

 

 

 

 

 

 

 

 

 

PROVIDENT SMART CHECKING1 ACCOUNT

Discover Provident Smart Checking1 – a powerful, no monthly fee checking account where you can earn 0.50% Annual Percentage Yield (APY)2 on balances up to $25,000 by meeting simple monthly requirements. Open this flexible checking account designed for your everyday banking habits today!

FEATURES:

  • 0.50% APY2 for balances up to $25,000 when requirements are met
  • FREE ProvidentConnect Online Banking with Bill Payment
  • FREE Provident Debit Mastercard®
  • FREE eStatements
  • FREE Mobile Banking with Check Deposit
  • ATM fee refunds3 nationwide when monthly requirements are met
  • No minimum balance requirements
  • No monthly service fees
  • Access to 140+ bank locations in New Jersey, New York and Pennsylvania

 

QUALIFICATION REQUIREMENTS4:

  • Domestic ATM fee/surcharge refunds when you:
    • Conduct ten (10) signature-based or Tap to Pay point-of-sale purchases with your Provident Debit Mastercard® that post and clear your account
    • Receive one (1) direct deposit or process one (1) automatic ACH debit
    • Elect to receive your periodic account statements via ProvidentConnect Online Banking

1Provident $mart CheckingSM

2Annual Percentage Yield (APY) is in effect as of October 27, 2026. APYs are variable and may change at any time. No minimum account balance required, however, you must deposit a minimum of $50.00 to open this account. Transaction restrictions apply; ask for details. Available to consumer/personal account holders only. No monthly service charges.

3All domestic nationwide ATM fees will be refunded provided qualification requirements are met. All qualifying transactions must post and clear your account within one (1) statement period.

4To qualify for Provident $mart CheckingSM domestic ATM fee/surcharge refunds, you must fulfill the following qualification requirements: conduct ten (10) signature-based or Tap to Pay point-of-sale purchases using your Provident Debit Mastercard – these purchase transactions must post and clear your account within one (1) statement period; have one (1) direct deposit or one (1) automatic debit per statement period posted to and cleared through your account; and elect to receive and maintain your periodic account statements electronically via ProvidentConnect Online Banking. Account qualification requirements must be maintained starting with the 3rd statement period following account opening. If you don’t meet the account qualification requirements for any statement period starting with the 3rd statement period following account opening, your account will not receive ATM fee refunds for that statement period. Prior to the 3rd statement period following account opening, account holders will receive domestic ATM fee/surcharge refunds without being required to meet account qualification requirements.