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In observance of Martin Luther King Day, all Provident Bank branches will be closed on Monday, January 18, 2021. Online access to your account(s) will not be affected. Normal banking hours will resume the following business day.


High APY - Easy Access - Online Convenience. No need to lock in your money for a specific term just to earn a high yield. Provident Power Savings earns you one of the nation's highest savings rates while always having access to your money.



  • 0.35% APY1 on the portion of your daily balance over $10,000
  • 0.05% APY1 on the portion of your daily balance $50 - $9,999.99
  • FREE online account with no fees or service charges
  • FREE ProvidentConnect Online Banking with FREE Online Bill Payment
  • FREE Mobile Banking with Mobile Check Deposit2
  • FREE Provident Basic Debit Card
  • FREE eStatement
  • No funding fees on transfers to another Provident deposit account

not Qualification Requirements

  • $50 minimum daily balance to earn interest3
  • Establish and maintain a FREE ProvidentConnect Online Banking relationship
  • Elect to receive your periodic account statement electronically via ProvidentConnect Online Banking

1As of 10/26/20, the Annual Percentage Yield (APY) for the Power Savings account with daily balances between $50 and $9,999.99 is 0.05%; for the portion of the daily balance over $10,000, the APY is 0.35%. Rates are variable and are subject to change without notice. 2Message and data rates may apply. Please consult your mobile carrier for details. 3A minimum of $50 is required to open this account. No interest will be earned on accounts with a daily balance less than $50. Offer is limited to consumer accounts only.