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Service Center


Happy International Friendship Day! The U.N. General Assembly created this day with the idea that friendship between peoples, countries, cultures and individuals can inspire peace efforts and build bridges between communities. Provident Bank expresses its gratitude and appreciation of our diverse team of employees, customers and communities. Today, make sure you show your appreciation to the friends that you can always count on!

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Provident Bank mortgage rep – Joanne Kaltenbach

Joanne Kaltenbach NMLS MLO# 782126 Languages: English


Joanne Kaltenbach is an inside mortgage representative for consumer loans and mortgages at Provident Bank. She is an NMLS Licensed Loan Officer and a recipient of the New Jersey Bankers Association Service Award.  Customer service is key to her success.

She possesses an associate degree in marketing and has worked for Provident for over 17 years. Joanne enjoys spending time with her family and her pet Boxers.