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Life gets busy. And you don't have time to count pennies. Or maybe you want to splurge on a night out. Or sometimes, you just have to pay that bill. It doesn't matter what the reason is for spending more than you have; if you don't have enough money in your account to cover a transaction, we'll pay it anyway with Overdraft Protection-- the protection is right in its name! So go ahead and spend what you need to. We've got you covered.
We cover your overdrafts in two different ways:
We authorize and pay overdrafts for the following types of transactions:
We do not automatically authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless otherwise specified.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard Overdraft Privilege-ODP:
*Amount subject to change. Please see the Personal Accounts and Service Fees brochure to confirm current fee amounts.
If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you can: