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hard-earned equity

15 year home equity loan

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15-Year Home Equity Loan



    Improve your finances with a Provident home equity loan. And we'll help you find what works for you. 

    Refinance your mortgage in a snap. Or finally take care of those home improvements you've always wanted. 

    Loan closings are now available at your home or office - anywhere in New Jersey or Pennsylvania.

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1Annual Percentage Rate (APR) is as of 6/26/19, includes a 1/4% rate reduction for automatic payments transferred from a checking or savings account held at Provident Bank and is applicable to loans up to 80% Loan-to-Value.  The APR reflects a loan amount of $125,000.  Estimated monthly payment on $125,000 borrowed at 3.99%  APR for 15 years is $923.98. The maximum loan amount is $650,000. To qualify for advertised APR, loan must be in a first lien position. Other rates and terms available. Property securing the loan must be a 1 - 4 family owner-occupied residence, town home, or condominium belonging to the applicant(s) and located in New Jersey or Pennsylvania. Hazard insurance sufficient to cover the loan plus all other outstanding loans/liens is required and flood insurance may be required. Rates/APRs are subject to change without notice. Loan subject to credit approval and appraisal criteria. Click here to view current home equity loan rates. 2The APR without auto charge from a Provident Bank checking or savings account is 4.24%. 3An additional fee of $165.00 for NJ properties and $205.00 for PA properties will be assessed at closing to cover the fees charged by the third party that performs these services for Provident Bank.