You Built Your Equity.
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1.99% HELOC

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Home Equity Line of Credit

Building equity shouldn't be harder than accessing it.

Do you want to make a major purchase, complete a home renovation project, consolidate debt, or cover unexpected expenses?

You may be able to use the equity right in your home!

    • NO application fee
    • NO hoops to jump through
    • $100 Home Depot gift card2

Loan closings are now available at your home or office - anywhere in New Jersey or Pennsylvania.3 Apply by December 31, 2017 to take advantage of this great offer. Contact us today.

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1Annual Percentage Rate (APR): to qualify for the special introductory 1.99% APR a minimum 720 credit score is required. Other rates are available. Special introductory APR will apply to the first six (6) full billing cycles. Thereafter, the APR will be at Prime for the life of the credit line. Prime equates to the highest Prime Rate as quoted in The Wall Street Journal on the last business day of the prior month. As of 9/26/2017, the Prime Rate was 4.25%. Lifetime CAP of 16.5%. The credit line has a 10-year draw period and a 15-year repayment period. Property securing the credit line must be a 1 - 4 family owner-occupied residence, town home, or condominium belonging to the applicant(s) and located in New Jersey or Pennsylvania. Hazard insurance sufficient to cover the credit line plus all other outstanding loans/liens is required and flood insurance may be required. Line of credit is subject to credit approval. Rates/APRs are variable and subject to change without notice. Applications must be completed and received by 12/31/2017. New credit lines only; offer not available to existing Provident Bank home equity credit line or home equity loan customers. 2Gift card will be presented within 45 days after the closing of a Provident Home Equity Line of Credit of $25,000 or more. Gift cards only available for new applications received on or before 12/31/2017. Gift card offer cannot be combined with any other offer. Provident Bank is not affiliated with The Home Depot®. The Home Depot is a registered trademark of Homer TLC, Inc. The Home Depot is not a sponsor of this promotion. 3An additional fee of $165.00 for NJ properties and $205.00 for PA properties will be assessed at closing to cover the fees charged by the third party that performs these services for Provident Bank.