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Home Equity Line of Credit

Building equity shouldn't be harder than accessing it.

Do you want to make a major purchase, complete a home renovation project, consolidate debt, or cover unexpected expenses?

You may be able to use the equity right in your home!

    • NO application fee
    • NO hoops to jump through

Loan closings are now available at your home or office - anywhere in New Jersey or Pennsylvania.2 Apply by July 31, 2019 to take advantage of this great offer. Contact us today.

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1Annual Percentage Rate (APR): to qualify for the special introductory 4.50% APR. A minimum 720 credit score is required. Other rates are available. Special introductory APR will apply to the first twelve (12) full billing cycles, after the date the credit line is opened, regardless of any outstanding balance. Thereafter, the APR will be at Prime for the life of the credit line. Prime equates to the highest Prime Rate as quoted in The Wall Street Journal on the last business day of the prior month. As of 5/9/2019, the Prime Rate was 5.50%. Lifetime CAP of 16.5%. The credit line has a 10-year draw period and a 15-year repayment period. Property securing the credit line must be a 1 - 4 family owner-occupied residence, town home, or condominium belonging to the applicant(s) and located in New Jersey or Pennsylvania. Hazard insurance sufficient to cover the credit line plus all other outstanding loans/liens is required and flood insurance may be required. Line of credit is subject to credit approval. Rates/APRs are variable and subject to change without notice. Applications must be completed and received by 7/31/2019. New credit lines only; offer not available to existing Provident Bank home equity credit line or home equity loan customers. 2An additional fee of $165.00 for NJ properties and $205.00 for PA properties will be assessed at closing to cover the fees charged by the third party that performs these services for Provident Bank.