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Online Account Opening

There are several things you will need to refer to – and provide - during the account opening process: You’ll be asked for your U.S. Tax Identification Number (TIN) and valid forms of identification including: Driver's license, State ID, Military ID or Passport

You will also need to provide personal information, including your date of birth and former mailing address(es).

If you are not a U.S. Citizen or U.S. Resident Alien and do not have this information, we will be unable to open an account for you.

Provident uses encryption for online security. Encryption technology helps provide secure transmission of information along the Internet by encoding the transmitted data using a mathematical formula to scramble the data. Without a corresponding "decoder," the transmission looks like nonsense text and will be unusable.

Encryption technology can be used for a host of applications, including electronic commerce (sending credit card numbers for orders or transmitting account information), e-mail messages and sensitive documents.

Encryption is utilized with the transmission of data from one party to another. The sender encodes the data by scrambling it and then sends it on. The receiver must decode the data with the correct "decoder" in order to read and use it. The effectiveness (or level of security) for encryption is measured in terms of how long the key is - the longer the key, the longer it would take for someone without the correct "decoder" to break the code. The length of the key is measured in bits (i.e., 40-bit encryption, the level of encryption used with many ordinary browsers, versus 128-bit encryption, the level of encryption required to use this application).

You’ll need the same information that’s required when opening an individual account—but you’ll need it for all applicants. For details, select “What do I need to open an eAccount?” above.

Your application is processed subject to our ability to verify your identity. For more information, select “What do I need to open an eAccount?“ above.

Please refer to our product pages for account minimums.

If your account(s) is funded by an existing Provident checking or savings account, your new account will be available for access within 24 business hours. If your account(s) is funded by a credit card, your new account will be available for access within 5 business days from account opening.
If your account(s) is funded by an external transfer:

  • Within 2-3 business days you will see one or two small deposits (each deposit amount will be less than $1.00).
  • Within 2-3 business days you will receive an email containing a hyperlink, click the hyperlink to verify the deposits.
  • Once the deposits are verified, the external transfer you authorized during the account opening process will take place. Your new account will be available for access within 5 business days from the day your opening deposit is posted to your account. 

You have the option to edit your account information prior to submitting the information to Provident. Simply click on the "Edit" button above the grouping of information you would like to change, and you will be permitted to change your input.