Pro 2C Trademark

4.00% APY*

9 Month Certificate of Deposit

 

Grow your savings with a locked in rate of 4.00% Annual Percentage Yield*. Enjoy a fixed return you can count on. No market uncertainty, just a competitive rate, predictable earnings, and a clear timeline.

 

 

Open Your CD Account

 

Why Choose Our 9-Month CD?

▸ Earn 4.00% APY and know exactly how much your savings will earn at maturity.

▸ Get started with as little as $500 to take advantage of a competitive, fixed rate.

▸ Open your account online in minutes with a simple application process designed to help you start earning sooner.

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Opening Your CD Account Online Takes a Few Steps

1

Apply Online

Click Apply now to start your application.

2

Add Your Information

Fill out the application with your personal information and upload a valid ID.

3

Fund Your Account

Once your account is approved, make a deposit of $500 or more and lock in 4.00% APY.

Why choose Provident Bank for your financial needs?

 

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Secure Digital Banking

Access and manage your accounts anytime with ProvidentConnect Online and Mobile Banking.

 

     

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    FDIC Insured

    Eligible deposits are FDIC insured up to $250,000 per depositor, for each account ownership category.

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Local Convenience

Get the support you need at one of our 140+ bank locations in New Jersey, New York, & Pennsylvania.

 

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FAQs

*Advertised annual percentage yield is accurate as of 08/01/2026. Minimum deposit of $500 is required to obtain the advertised annual percentage yield. The full CD term must be held to maturity to receive the advertised annual percentage yield. If the CD is fully or partially redeemed prior to the maturity date, an early withdrawal penalty may be imposed, which could reduce principal and/or earnings. Rate may be withdrawn or modified without prior notice. Individual Retirement Accounts (IRAs) are not eligible for this offer.

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.